Superannuation contributions are preserved until you retire. However, in some circumstances, you can make a claim to get early access to your super fund. Many Australian superannuation policies allow for monetary compensation if members become sick, injured, or in the worst case, pass away. Often, members don’t realise their superannuation fund offers this type of cover. If you have recently become injured or sick, resulting in a loss of income, it may be worth seeking legal advice to understand your superannuation options better.